function init()
{
	menus[0] = new menu(20, "horizontal", 240, 88, 10, -2, "darkgreen", "darkgreen", "Arial,Helvetica", 9, "bold", 
		"bold", "white", "white", 0, "white", 2, "rollover:/images/tri-down1.gif:/images/tri-down2.gif", false, false, true, false, 0, false, 4, 4, "gray");
	menus[0].addItem("/students/default.htm", "", 160, "center", "Students & Parents", 1);
	menus[0].addItem("/advisors/default.htm", "", 180, "center", "Counselors & Advisors", 2);
	menus[0].addItem("/calculators/default.htm", "", 150, "center", "Online Tools", 6);
	menus[0].floatMenu(1024, 768, 10, 0);
		
	menus[1] = new menu(200, "vertical", 0, 0, -5, 3, "white", "darkgreen", "Arial,Helvetica", 9, "", 
		"bold", "black", "white", 1, "black", 2, "rollover:/images/tri-right1.gif:/images/tri-right2.gif", false, false, false, false, 0, true, 4, 4, "gray");
	menus[1].addItem("/students/faoptions.htm", "", 20, "left", "Financial Aid Options", 3);
	menus[1].addSeparator(1, "black");
	menus[1].addItem("/students/process.htm", "", 20, "left", "Financial Aid Process", 4);
	menus[1].addSeparator(1, "black");
	menus[1].addItem("/students/repay.htm", "", 20, "left", "Repayment Options", 5);
	menus[1].addSeparator(1, "black");
	menus[1].addItem("/loanMenu.htm", "", 20, "left", "Apply Now", 0);
	menus[1].addSeparator(1, "black");

	menus[2] = new menu(240, "vertical", 0, 0, -5, -5, "white", "darkgreen", "Arial,Helvetica", 9, "", 
		"bold", "black", "white", 1, "black", 2, 187, false, false, false, false, 0, true, 4, 4, "gray");
	menus[2].addItem("/advisors/hscounselors.htm", "", 20, "left", "Help for High School Counselors", 0);
	menus[2].addSeparator(1, "black");
	menus[2].addItem("/advisors/faadministrators.htm", "", 20, "left", "FAA Administrators", 0);
	menus[2].addSeparator(1, "black");
	menus[2].addItem("/contactus/default.htm", "", 20, "left", "Request Forms", 0);
	menus[2].addSeparator(1, "black");
	menus[2].addItem("/advisors/links.htm", "", 20, "left", "Advisor Links", 0);
	
	menus[3] = new menu(210, "vertical", 0, 0, -5, 3, "white", "darkgreen", "Arial,Helvetica", 9, "", 
		"bold", "black", "white", 1, "black", 2, "rollover:/images/tri-right1.gif:/images/tri-right2.gif", false, true, false, false, 0, true, 4, 4, "gray");
	menus[3].addItem("/grants/default.htm", "", 20, "left", "Grants", 7);
	menus[3].addSeparator(1, "black");
	menus[3].addItem("/loans/default.htm", "", 20, "left", "Loans", 8);
	menus[3].addSeparator(1, "black");
	menus[3].addItem("/students/EducationIRA.htm", "", 20, "left", "Education IRA", 0);
	menus[3].addSeparator(1, "black");
	menus[3].addItem("/students/scholarships.htm", "", 20, "left", "Scholarships", 9);
	menus[3].addSeparator(1, "black");
	menus[3].addItem("/students/workstudy.htm", "", 20, "left", "Work-Study Programs", 0);
	menus[3].addSeparator(1, "black");
	menus[3].addItem("/pdf/2008 Interest Rate.pdf", "", 20, "left", "Summary Table", 0);


	menus[4] = new menu(180, "vertical", 0, 0, -5, 3, "white", "darkgreen", "Arial,Helvetica", 9, "", 
		"bold", "black", "white", 1, "black", 2, "rollover:/images/tri-right1.gif:/images/tri-right2.gif", false, true, false, false, 0, true, 4, 4, "gray");
	menus[4].addItem("/calendar/default.htm", "", 22, "left", "Calendar", 0);
	menus[4].addItem("/sbs/default.htm", "", 22, "left", "Step by Step Guide", 0);

	menus[5] = new menu(210, "vertical", 0, 0, -5, 3, "white", "darkgreen", "Arial,Helvetica", 9, "", 
		"bold", "black", "white", 1, "black", 2, "rollover:/images/tri-right1.gif:/images/tri-right2.gif", false, true, false, false, 0, true, 4, 4, "gray");
	menus[5].addItem("/students/avoiddefault.htm", "", 20, "left", "Avoid Default", 0);
	menus[5].addSeparator(1, "black");
	menus[5].addItem("/students/deferments.htm", "", 20, "left", "Deferments", 0);
	menus[5].addSeparator(1, "black");
	menus[5].addItem("/students/forbearance.htm", "", 20, "left", "Forbearance", 0);
	menus[5].addSeparator(1, "black");
	menus[5].addItem("/students/interestdeductions.htm", "", 20, "left", "Interest Deductions", 0);
	menus[5].addSeparator(1, "black");
	menus[5].addItem("/students/payback.htm", "", 20, "left", "Payment Options", 11);
	menus[5].addSeparator(1, "black");
	menus[5].addItem("/students/repaytips.htm", "", 20, "left", "Tips for Repayment", 0);
	menus[5].addSeparator(1, "black");
	menus[5].addItem("/students/rightsresp.htm", "", 20, "left", "Rights & Responsibilities", 0);
	
	menus[6] = new menu(220, "vertical", 0, 0, -5, -5, "white", "darkgreen", "Arial,Helvetica", 9, "", 
		"bold", "black", "white", 1, "black", 2, "rollover:/images/tri-right1.gif:/images/tri-right2.gif", false, false, false, false, 0, true, 4, 4, "gray");
	menus[6].addItem("/counseling/default.htm", "", 20, "left", "Entrance/Exit Counselors", 0);
	menus[6].addSeparator(1, "black");
	menus[6].addItem("/calculators/default.htm", "", 20, "left", "Calculators", 10);
	menus[6].addSeparator(1, "black");
	menus[6].addItem("/forms/download.htm", "", 20, "left", "Download Forms", 0);
	menus[6].addSeparator(1, "black");
	menus[6].addItem("/loans/requestEsignedItem.htm", "", 20, "left", "Request E-signed Docs", 0);	

	menus[7] = new menu(100, "vertical", 0, 0, -10, 3, "white", "darkgreen", "Arial,Helvetica", 9, "", 
		"bold", "black", "white", 1, "black", 2, "rollover:/images/tri-right1.gif:/images/tri-right2.gif", false, true, false, false, 0, true, 4, 4, "gray");
	menus[7].addItem("/grants/FSEOG.htm", "", 22, "left", "Federal", 0);
	menus[7].addItem("/students/statelist.htm", "", 22, "left", "State", 0);

	menus[8] = new menu(220, "vertical", 0, 0, -10, 3, "white", "darkgreen", "Arial,Helvetica", 9, "", 
		"bold", "black", "white", 1, "black", 2, "rollover:/images/tri-right1.gif:/images/tri-right2.gif", false, true, false, false, 0, true, 4, 4, "gray");
	menus[8].addItem("/loans/forgiveness.htm", "", 22, "left", "Loan Forgiveness", 0);
	menus[8].addItem("/loans/perkins.htm", "", 22, "left", "Perkins Loans", 0);
	menus[8].addItem("/loans/plus.htm", "", 22, "left", "PLUS Loans", 0);
	menus[8].addItem("/loans/private.htm", "", 22, "left", "Private Loans", 0);
	menus[8].addItem("/loans/staffordsub.htm", "", 22, "left", "Subsidized Stafford Loans", 0);
	menus[8].addItem("/loans/staffordunsub.htm", "", 22, "left", "Unsubsidized Stafford Loans", 0);

	menus[9] = new menu(220, "vertical", 0, 0, -10, 3, "white", "darkgreen", "Arial,Helvetica", 9, "", 
		"bold", "black", "white", 1, "black", 2, "rollover:/images/tri-right1.gif:/images/tri-right2.gif", false, true, false, false, 0, true, 4, 4, "gray");
	menus[9].addItem("/students/hope.htm", "", 22, "left", "Hope Scholarship Tax Credit", 0);
	menus[9].addItem("/students/lifetimelearning.htm", "", 22, "left", "Lifetime Learning Tax Credit", 0);
	menus[9].addItem("/students/statelist.htm", "", 22, "left", "Education Assistance", 0);
	menus[9].addItem("/students/taxcredit.htm", "", 22, "left", "Tax Benefits", 0);
	
	menus[10] = new menu(220, "vertical", 0, 0, -10, 3, "white", "darkgreen", "Arial,Helvetica", 9, "", 
		"bold", "black", "white", 1, "black", 2, "rollover:/images/tri-right1.gif:/images/tri-right2.gif", false, true, false, false, 0, true, 4, 4, "gray");
	menus[10].addItem("/calculators/Calculator.htm", "", 22, "left", "Monthly Payment", 0);
	menus[10].addItem("/calculators/ISCalculator.htm", "", 22, "left", "Income Sensitive Calculator", 0);

	menus[11] = new menu(220, "vertical", 0, 0, -10, 3, "white", "darkgreen", "Arial,Helvetica", 9, "", 
		"bold", "black", "white", 1, "black", 2, "rollover:/images/tri-right1.gif:/images/tri-right2.gif", false, true, false, false, 0, true, 4, 4, "gray");
	menus[11].addItem("/students/repaystandard.htm", "", 22, "left", "Standard Repayment", 0);
	menus[11].addItem("/students/repaygraduated.htm", "", 22, "left", "Graduated Repayment", 0);
	menus[11].addItem("/students/repayincsens.htm", "", 22, "left", "Income Sensitive", 0);
	menus[11].addItem("/students/prepay.htm", "", 22, "left", "Prepayment", 0);

}